{"id":16077,"date":"2026-02-25T15:16:36","date_gmt":"2026-02-25T15:16:36","guid":{"rendered":"https:\/\/dev.cpu.edu\/title-iv-federal-financial-aid\/"},"modified":"2026-05-19T18:45:20","modified_gmt":"2026-05-19T18:45:20","slug":"title-iv-federal-financial-aid","status":"publish","type":"page","link":"https:\/\/cpu.edu\/ko\/video-home\/tuition-fee\/financial-aid\/title-iv-federal-financial-aid\/","title":{"rendered":"\uc81c4\ubd80 \uc5f0\ubc29 \uc7ac\uc815 \uc9c0\uc6d0"},"content":{"rendered":"
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Title IV Federal Financial Aid<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Federal Student Aid (FSA) is available for eligible students.
CPU offers the Federal Pell Grant, Federal Supplemental Education Opportunities Grant (FSEOG), Federal Work Study (FWS), and Loan programs.<\/p>


Federal Pell Grant<\/b>\u00a0is a form of need-based federal financial aid that typically does not have to be repaid, which makes it highly desirable. It is awarded by the U.S. Department of Education to help eligible low-income students pay for college costs, including tuition, fees, room and board, and other educational expenses.<\/span><\/p>

Federal Supplemental Education Opportunities Grant (FSEOG)\u00a0<\/b>program provides need-based grants to help low-income undergraduate students. The students with \u201cexceptional need\u201d (those with the lowest Expected Family Contributions) have priority. Priority is given to students with a negative SAI. The Student Aid Index (SAI) is a way of calculating a student\u2019s level of need.<\/span><\/p>

Federal Work Study (FWS)<\/b>\u00a0provides part-time jobs for students with financial need, allowing them to earn money to help pay education expenses.<\/span><\/p>

Federal student loan program\u00a0<\/b>is the William D. Ford Federal Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender.<\/span><\/p>

Students may borrow up to the amount of the student\u2019s cost of attendance less other expected financial assistance (not to exceed annual loan limits) Funds received from either of the loan programs are subjected to repayment from the student. Before a loan document is submitted to the USDE, students must be fully aware of the financial responsibilities under these loan programs, the rights that the student has under the individual loan program conditions, and the consequences of failing to meet the repayment obligations<\/span><\/p>

If a student obtains a loan to pay for an educational program, the student will have to repay the full amount of the loan plus interest, less the amount of any refund, and that, if the student receives federal student financial aid funds, the student is entitled to a refund of the money\u2019s not paid from federal financial aid funds.<\/span><\/p>

  • Direct Subsidized Loans (Interest earned while in school and during grace period is covered by the USDE) are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school.<\/span><\/li>
  • Direct Unsubsidized Loans (Interest earned while in school and during grace period may be delayed until the repayment period and will be added to the loan balance) are loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need.<\/span><\/li>
  • Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify.<\/span><\/li><\/ul>

    Students are encouraged to keep their loan debt as low as possible. These loans are aggressively collected by the USDE and its contractors. Interest liability on late payments is very expensive. Lack of payment is very damaging to units history and future borrowing power.<\/span><\/p>

    Determining need : the information you report on the FAFSA form when you apply for aid, is used in a formula established by U.S. congress that calculated your expected family contribution.<\/span><\/p>

    Deadlines: applications need to be submitted at least 30 days before the end of the loan period for which the loan has been requested.<\/span><\/p>

    Disbursement: checks are issued to the school and deposited to the student\u2019s tuition account. It is the student\u2019s responsibility to submit all required forms and documentation to the financial aid office before disbursement.<\/span><\/p>

    Annual loan limits and based on educational levels within the course of enrollment. Loan levels are specifically designated to the course of study at this institution.<\/span><\/p>

    For more specific information on each program please refer to the student guides available at student guide: https:\/\/studentaid.gov<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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